{
 "jurisdiction_id": "TZ",
 "jurisdiction": "Tanzania",
 "url": "https://cryptoassets.gi/jurisdictions/tanzania/",
 "generator": "render_jid v13.3.0",
 "date_modified": "2026-08-17",
 "schema_version": "crypto-v2.0.0",
 "counts": {
  "modules": 8,
  "sourced_findings": 16,
  "source_register": 13
 },
 "modules": [
  {
   "code": "crypto_licensing",
   "name": "Crypto Licensing",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/tanzania/#crypto-licensing-crypto-licensing",
   "standing_position": "Tanzania has no comprehensive crypto-asset licensing statute. The Bank of Tanzania (BOT) has repeatedly cautioned the public against trading, marketing and using virtual currencies and has prohibited BOT-regulated financial service providers (FSPs) from facilitating cryptocurrency operations. The BOT FinTech Regulatory Sandbox (GN No. 540, 2024) offers a discretionary test-and-learn pathway for novel financial products but is explicitly not an enacted crypto licensing regime. The Capital Markets and Securities Authority (CMSA) retains latent general securities-characterisation authority under the CMS Act but has not issued crypto-specific licensing rules.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "token_classification",
   "name": "Token Classification",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/tanzania/#token-classification-token-classification",
   "standing_position": "Tanzania has no crypto-specific token taxonomy. The CMSA retains general statutory authority under the Capital Markets and Securities Act (Cap. 79) to characterise instruments, including tokens, that meet the statutory definition of a 'security', but no public crypto-specific classification determinations have been identified. Absent a dedicated taxonomy, virtual currencies and other crypto-assets remain unclassified under Tanzanian law.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "on_chain_activity_regime",
   "name": "On-Chain Activity Regime",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/tanzania/#on-chain-activity-regime-on-chain-activity-regime",
   "standing_position": "No BOT or CMSA instrument specifically addresses on-chain activities such as mining, staking, validating, DeFi lending, DEX trading, node operation or tokenization. Tokenisation of traditional securities would in principle fall under CMSA's general securities-licensing authority, but no crypto-native tokenisation framework exists. This is a jurisdiction-wide analog gap rather than a deliberate exemption.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "stablecoin_regime",
   "name": "Stablecoin Regime",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/tanzania/#stablecoin-regime-stablecoin-regime",
   "standing_position": "Tanzania has not enacted any stablecoin-specific issuance, reserve, redemption, disclosure, or systemic-designation framework. BOT's central bank digital currency (CBDC) work remains at an exploratory research stage and has not resulted in issuance or in rules touching privately-issued stablecoins.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "consumer_protection",
   "name": "Consumer Protection",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/tanzania/#consumer-protection-consumer-protection",
   "standing_position": "There is no crypto-specific consumer-protection regime. BOT's public notices function as informal risk-disclosure/marketing-caution instruments advising the public against crypto trading. The Bank of Tanzania (Financial Consumer Protection) (Amendment) Regulations, 2025 update general consumer-protection obligations for BOT-regulated financial institutions but do not create crypto-specific protections, consistent with the broader prohibition on regulated FSPs facilitating crypto operations.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "tax_treatment",
   "name": "Tax Treatment",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/tanzania/#tax-treatment-tax-treatment",
   "standing_position": "No Tanzania Revenue Authority (TRA) guidance specifically addressing taxation of crypto-asset gains, income, VAT or reporting obligations has been identified. BOT's own internal analysis has flagged limited capacity to tax crypto-related transactions, income and wealth as a policy challenge, indicating the absence of an operative crypto tax-collection framework. General capital-gains incentives under capital-markets law are confined to listed securities on the Dar es Salaam Stock Exchange and do not extend to unlisted crypto-assets.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "cross_border_transfer",
   "name": "Cross-Border Transfer",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/tanzania/#cross-border-transfer-cross-border-transfer",
   "standing_position": "Tanzania has no crypto-specific cross-border transfer rule. Crypto flows are instead captured within the general foreign-exchange control perimeter: BOT's 2019 notice characterised virtual-currency trading as contrary to existing foreign-exchange regulations, and the 2025 Regulations on the Use of Foreign Currency require that domestic pricing and payment be conducted in Tanzanian Shillings, which would capture foreign-currency-referenced crypto-asset settlement for domestic transactions. Tanzania's general FATF/ESAAMLG monitoring status is noted here only as cross-border financial-integrity context, not as a virtual-asset-specific control.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "aml_cft_regime",
   "name": "AML/CFT Regime",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/tanzania/#aml-cft-regime-aml-cft-regime",
   "standing_position": "Crypto AML/CFT obligations are out of scope for this baseline; crypto subscribes to the FIM aml_ctf module and AML-CTF claims are not produced here. For disambiguation context only: Tanzania remains a member of ESAAMLG and, as of the most recent FATF review cycle available, continues to work through a FATF/ESAAMLG action plan on AML/CFT effectiveness; this is general financial-integrity status, not a virtual-asset-specific determination.",
   "findings": []
  }
 ]
}