{
 "jurisdiction_id": "ZM",
 "jurisdiction": "Zambia",
 "url": "https://cryptoassets.gi/jurisdictions/zambia/",
 "generator": "render_jid v13.3.0",
 "date_modified": "2026-08-17",
 "schema_version": "crypto-v2.0.0",
 "counts": {
  "modules": 8,
  "sourced_findings": 12,
  "source_register": 5
 },
 "modules": [
  {
   "code": "crypto_licensing",
   "name": "Crypto Licensing",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/zambia/#crypto-licensing-crypto-licensing",
   "standing_position": "Zambia has no comprehensive statute or licensing regime for crypto-asset businesses. The Bank of Zambia (BOZ) does not license, supervise or regulate the cryptocurrency sector, meaning entities currently operate without a registration, licensing or notification obligation by default of regulatory absence rather than an express statutory exemption. Government officials have periodically signalled intent to develop a framework (including sandbox-style simulation testing) but no comprehensive legislation has been enacted as of the most recently verifiable status.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "token_classification",
   "name": "Token Classification",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/zambia/#token-classification-token-classification",
   "standing_position": "Zambia has no statutory or regulatory taxonomy classifying crypto-assets (e.g., security token, e-money token, asset-referenced token, utility token, stablecoin, NFT). The only settled legal position is that cryptocurrencies are not legal tender, since the Bank of Zambia Act vests exclusive currency-issuance authority in BOZ.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "on_chain_activity_regime",
   "name": "On-Chain Activity Regime",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/zambia/#on-chain-activity-regime-on-chain-activity-regime",
   "standing_position": "No licensing, registration or conduct rules govern on-chain activities such as staking, DeFi lending, DEX operation, mining, node operation, validation or tokenization in Zambia. Separately, Zambian officials have at various points floated proposals for crypto-mining pilot/free-zone initiatives tied to surplus hydropower capacity; these remain at development/proposal stage and must not be cited as enacted law.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "stablecoin_regime",
   "name": "Stablecoin Regime",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/zambia/#stablecoin-regime-stablecoin-regime",
   "standing_position": "Zambia has no stablecoin-specific regulatory regime: there is no issuance authorisation process, reserve requirement, redemption-right guarantee, disclosure standard, or systemic-designation mechanism for stablecoins. BOZ has not addressed stablecoins in any published guidance located in this research pass.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "consumer_protection",
   "name": "Consumer Protection",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/zambia/#consumer-protection-consumer-protection",
   "standing_position": "The Bank of Zambia has publicly disclosed that it does not supervise the crypto sector and that consumers engage with crypto-assets entirely at their own risk. Beyond this general risk disclosure, no crypto-specific marketing-restriction, custody-segregation, complaint-handling, or suitability/appropriateness rules were located.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "tax_treatment",
   "name": "Tax Treatment",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/zambia/#tax-treatment-tax-treatment",
   "standing_position": "No crypto-specific tax guidance, ruling or reporting obligation from the Zambia Revenue Authority (ZRA) was located in this research pass. Absent an express carve-out, general income-tax and capital-gains provisions of Zambian tax law would presumptively be the fallback framework, but this inference has not been confirmed against a ZRA-issued interpretation and requires primary-source verification.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "cross_border_transfer",
   "name": "Cross-Border Transfer",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/zambia/#cross-border-transfer-cross-border-transfer",
   "standing_position": "No crypto-specific cross-border transfer rule, outbound restriction, reporting threshold, or crypto-adapted travel-rule provision was identified for Zambia. General foreign-exchange control provisions administered by BOZ may apply to fiat legs of cross-border transactions, but no crypto-specific cross-border instrument was located in this research pass.",
   "findings": [
    {
     "finding": null,
     "instrument_type": null,
     "source": null,
     "source_url": null,
     "source_tier": null,
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "aml_cft_regime",
   "name": "AML/CFT Regime",
   "confidence": null,
   "moved_this_cycle": false,
   "url": "https://cryptoassets.gi/jurisdictions/zambia/#aml-cft-regime-aml-cft-regime",
   "standing_position": "AML/CFT obligations potentially applicable to virtual asset service providers in Zambia (KYC/CDD, travel rule, SAR/STR reporting, sanctions screening, record-keeping, risk assessment) are out of scope for this crypto baseline, which subscribes to the shared Financial Integrity Module (FIM) aml_ctf regime rather than re-researching AML/CFT natively. Disambiguation context only: Zambia is assessed by ESAAMLG (a FATF-style regional body), and FATF's 2026 targeted update continues to call on all jurisdictions to close virtual-asset AML/CFT regulatory gaps, noting many jurisdictions have not yet translated legal frameworks into effective supervision.",
   "findings": []
  }
 ]
}