--- title: "AG Crypto Regulation Monitor | cryptoassets.gi" canonical: https://cryptoassets.gi/jurisdictions/ag-crypto-digital-asset-regulation/ source_html: /jurisdictions/antigua-and-barbuda/index.html description: "AG crypto asset regulation: 8 categories, 27 sourced findings, updated 2026-10-25. Licensing, token classification, stablecoins, tax treatment." generated_at: 2026-11-07T14:19:44Z content_sha256: b5698bb0b3da30dcc1d54431434ef3dab63d8de6a1b3ca111893a183c8bca0b7 generator: "fe-fleet/md-twin@1.0" --- # AG Crypto & Digital Asset Regulation schema crypto-v2.0.0 trajectory: not yet assessed regulated overlaps: [Sentinel (AML/CFT)](https://sentinel.gi/jurisdictions/antigua-and-barbuda/) Last updated 2026-10-25 · 8 categories · 27 sourced findings · 16 sources in the cumulative register Download report (PDF) Expand all Evidence re-verified: 2026-10-25 · Position last changed: 2026-10-25 · Record history & provenance ▾ Methodology & record provenance: Module confidence is derived from the underlying claims (source tier and primary excerpt retention), while statutory legal force is tracked independently. Review status: AI-synthesised · Tier-1/2 verified · As-of date: 2026-10-26 [Open in Co-Pilot ↗](/reports/?type=copilot&j=ANTIGUA-AND-BARBUDA)[Build Report](/reports/?j=ANTIGUA-AND-BARBUDA)[Compare](/compare/?j=ANTIGUA-AND-BARBUDA) Framework posture Regulated 8 of 9 modules populated · AI-synthesised · Tier-1/2 verified Lead supervisory authority Caribbean Financial Action Task Force / FATF Primary statutory & supervisory perimeter Next milestone (> 2026-10-26) 2027-Q1 AEOI (Amendment) Bill 2026 — CRS scope extension to e-money/CBDC Module coverage & confidence 8 / 9 modules assessed 0 Confirmed · 8 Probable · 0 Uncertain · 1 Not yet assessed 8 Categories 0 Moved this cycle 0 Key judgments 3 Open gaps 27 Findings 0 Tier-1 sources Confidence mix 8 unpopulated (sums to 8 rendered categories; click to filter) No categories moved this cycle. ## Jurisdiction lead brief ###### Latest update · 25 October 2026 #### Lead Signal Antigua and Barbuda's crypto regulatory posture carries one escalating development, confined to the tax-treatment module: the Automatic Exchange of Financial Account Information (Amendment) Bill 2026, which would broaden Common Reporting Standard scope to include e-money products and central bank digital currencies, consistent with the OECD's 2023 amended CRS. Reporting places the Bill before the House for second and third readings on 28 September 2026 and reaching the Senate around 12 October 2026, with the stated driver being preparation for an international compliance evaluation due in 2027. No royal assent date, gazette notice or final enacted text has been located, so whether the Bill has since cleared the Senate and received assent remains unconfirmed, and the finding is carried at a probable rather than confirmed level of confidence. #### Other Developments No other module carries material movement; the jurisdiction's licensing, token-classification, on-chain-activity, stablecoin, consumer-protection, cross-border-transfer and commercial-activity positions all remain stable and are not addressed further here. #### Cross-Monitor Connections The CRS/digital-asset reporting extension also touches payments-sector and financial-crime-adjacent monitoring elsewhere in the fleet, where the same underlying development is tracked from a tax-transparency and AML perspective; no further cross-domain analysis is attempted here. #### Outlook Confirmation of the Bill's final enacted text and commencement date would resolve the open question of whether Antigua and Barbuda's CRS reporting perimeter for e-money and central bank digital currency products is now in force ahead of the prospective 2027 evaluation window, or still pending. ###### Standing brief · as of 18 October 2026 Written before the update above. Where they differ, the update is the more recent position. #### Lead Signal Antigua and Barbuda's stablecoin and digital-money posture moved on two distinct fronts this cycle. The Eastern Caribbean Central Bank's Monetary Council, at its 112th meeting on 13 February 2026, approved suspension of DCash 2.0 development, the successor project to the currency union's original CBDC pilot, redirecting priority to the Fast Payment System and CARICOM Payments and Settlement System pilot. Separately, the Automatic Exchange of Financial Account Information (Amendment) Bill, 2026 extends the Common Reporting Standard depository-account definition to capture accounts holding central bank digital currencies and specified electronic-money products, a tax-reporting-scope change rather than a prudential stablecoin rule. Neither development establishes a prudential issuance, reserve, or redemption regime for stablecoins in the jurisdiction; both concern, respectively, the regional central bank's own CBDC infrastructure priorities and the tax-transparency obligations of reporting financial institutions holding CBDC- or e-money-linked accounts on behalf of customers. #### Other Developments The CRS/AEOI reporting-scope extension also reaches the tax-treatment domain directly. The same AEOI (Amendment) Bill, 2026 that broadens the depository-account definition for digital-money accounts simultaneously imposes new reporting obligations on reporting financial institutions, ahead of a possible 2027 international compliance evaluation. No crypto-specific tax-liability rule, such as a capital-gains or income-tax treatment specific to digital assets, was located this cycle; the development found is confined to the reporting obligation itself. #### Cross-Monitor Connections The CBDC project-prioritisation decision by the ECCB and the CRS reporting-scope extension both touch the broader financial-integrity and payments-regulation pictures for Antigua and Barbuda: the former is a central-bank infrastructure decision with payments-system implications, while the latter is a tax-transparency development with implications for AML/CFT-adjacent reporting regimes. Neither finding this cycle bears on crypto licensing, token classification, on-chain activity, consumer protection, cross-border transfer, or commercial activity, each of which returned no sourced finding this cycle and is not addressed here. #### Outlook Whether the CRS/AEOI amendment's legal effective date is confirmed via Gazette publication, and whether any crypto-specific tax-liability rule follows the reporting-scope extension, remain open questions. The ECCB's redirection of CBDC development toward the Fast Payment System and CAPSS pilot is a structural shift in the currency union's digital-money infrastructure priorities whose downstream effect on Antigua and Barbuda's own stablecoin or CBDC exposure is worth tracking as the picture develops. Read full brief · 635 words Key regulatory facts for AG Regulatory Dimension AG Standing Position Jurisdiction AG (AG) Regulatory Scope Crypto & Digital Asset Regulation (8 modules, 27 sourced findings) Crypto Licensing Antigua and Barbuda regulates virtual/digital-asset businesses under the Digital Assets Business Act (DABA), administered by the Financial Services Regulatory Commission (FSRC), the single financial-sector regulator... Token Classification No DABA provision distinguishing token sub-categories (security token, e-money token, asset-referenced token, utility token, stablecoin, NFT) was located; the Act appears to regulate 'digital assets business'... On-Chain Activity Regime No AG-specific statutory treatment of staking, DeFi lending, DEX operation, mining, node operation, validator activity, or tokenization was located in this pass. Stablecoin Regime No dedicated stablecoin-specific statutory framework (distinct issuance authorisation, reserve/backing-asset rules, redemption rights, systemic designation) was located for Antigua and Barbuda. Primary Instruments Cited Caribbean Financial Action Task Force / FATF, Digital Assets Business Act, 2020 (No. 16 of 2020), Digital Assets Business Act, 2020, Cryptocurrency mining in Antigua and Barbuda, Digital Assets Business Act, 2020 / Regulations, 2021 Last Confirmed / Updated 2026-10-25 (16 sources in cumulative register) 8 of 8 categories Signal Moved Judgment Gap Density Comfortable Compact Expand all sources Reset all Selections OR within a group, AND across groups. Press / to search. ### AG: C1 Crypto LicensingAmberEnacted in forceModule confidence: Probable▾ Antigua and Barbuda regulates virtual/digital-asset businesses under the Digital Assets Business Act (DABA), administered by the Financial Services Regulatory Commission (FSRC), the single financial-sector regulator established under the FSRC Act 2013. Section 6(1) DABA makes licensing mandatory for all persons carrying on a digital assets business, and the FSRC may grant or revoke licences on a fit-and-proper basis. No seed anchors were supplied for this JID and the full DABA statutory text / FSRC rulebook (fees, licence classes, prudential capital, transitional/grandfathering provisions) could not be retrieved in this pass via secondary sources (CFATF mutual-evaluation documents); these gaps are flagged for primary-source escalation. Absence reason not determinable No sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason. No periodic updates recorded in this cycle Sources and findings (9) - T1[Digital Assets Business Act, 2020 (No. 16 of 2020)](https://www.fsrc.gov.ag/images/pdf/digital-assets/No.-16-of-2020-Digital-Assets-Business-Act-2020.pdf) — Virtual assets business carried on in or from Antigua and Barbuda, including issuance, payment-service operation, exchange operation and custodial wallet services (DABA s.4(1), s.3(1)/(2)) - T3[Digital Assets Business Act, 2020](https://blockspot.io/country/antigua-and-barbuda/) — Operating a digital-asset business without an FSRC licence: fines up to USD 250,000 for a company and up to 5 years' imprisonment for individuals in serious cases (secondary commentary; exact pinpoint not independently verified) ### AG: C2 Token ClassificationRedEnacted in forceModule confidence: Probable▾ No DABA provision distinguishing token sub-categories (security token, e-money token, asset-referenced token, utility token, stablecoin, NFT) was located; the Act appears to regulate 'digital assets business' activity broadly, consistent with the FATF Recommendation 15 VASP definition that Antigua and Barbuda has incorporated into its AML/CFT and licensing framework for the sector. C2 · Token Classification — Full Module Record 0 sub-modules · 180 words · 2 traced claims · Re-verified 2026-10-25 The decision headline, regulatory posture (Red), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login) [View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### AG: C3 On-Chain Activity RegimeRedEnacted in forceModule confidence: Probable▾ No AG-specific statutory treatment of staking, DeFi lending, DEX operation, mining, node operation, validator activity, or tokenization was located in this pass. DABA's general 'digital assets business' licensing perimeter may capture some of these activities as a matter of interpretation, but no confirmed primary-source guidance was found. C3 · On-Chain Activity — Full Module Record 0 sub-modules · 180 words · 3 traced claims · Re-verified 2026-10-25 The decision headline, regulatory posture (Red), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login)[View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### AG: C4 Stablecoin RegimeRedEnacted in forceModule confidence: Probable▾ No dedicated stablecoin-specific statutory framework (distinct issuance authorisation, reserve/backing-asset rules, redemption rights, systemic designation) was located for Antigua and Barbuda. A stablecoin issuer or service provider would most likely fall within DABA's general 'digital assets business' licensing perimeter, but this has not been confirmed against primary text. Horizon · 2027-Q1 (± six months) AEOI Amendment Act 2026 CRS/CBDC scope ahead of 2027 evaluation Adopted · Tier 2 source C4 · Stablecoins & EMTs — Full Module Record 0 sub-modules · 180 words · 3 traced claims · Re-verified 2026-10-25 The decision headline, regulatory posture (Red), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login)[View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### AG: C5 Consumer ProtectionRedEnacted in forceModule confidence: Probable▾ Beyond the FSRC's general fit-and-proper licensing gatekeeping under DABA, no crypto-specific custody/segregation rules, marketing/promotion rules, market-abuse regime, order-handling/conflicts rules, or complaint-handling/compensation-scheme provisions were located for Antigua and Barbuda in this pass. Absence reason not determinable No sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason. No periodic updates recorded in this cycle Sources and findings (5) ### AG: C6 Tax TreatmentRedEnacted in forceModule confidence: Probable▾ No crypto-specific tax instrument (capital gains, income tax, VAT/GST, withholding, reporting obligation) administered by the Inland Revenue Department was located for Antigua and Barbuda in this pass. Secondary commentary commonly describes Antigua and Barbuda as not levying personal income tax or a general capital-gains tax, but this could not be confirmed against a primary Inland Revenue instrument within this run and is not asserted as a claim without that confirmation. Horizon · 2027 (± a year) AEOI Amendment Bill 2026 (CARF crypto-asset reporting) Proposed · Tier 3 source Horizon · 2027-Q1 (± six months) AEOI (Amendment) Bill 2026 — CRS scope extension to e-money/CBDC Proposed · Tier 3 source Periodic update · new data 2026-10-25 #### Tax Treatment Antigua and Barbuda's tax-treatment posture for crypto and digital assets shows one material escalation. The Automatic Exchange of Financial Account Information (Amendment) Bill 2026 proposes to broaden the jurisdiction's Common Reporting Standard reporting scope, currently anchored in the Automatic Exchange of Financial Account Information Act 2016 (No. 11 of 2016), to include e-money products and central bank digital currencies, aligning with the OECD's 2023 amended CRS standard. Reporting indicates the Bill was presented for second and third readings in the House of Representatives on 28 September 2026, with Prime Minister Gaston Browne outlining the changes to Parliament directly, and that the Bill was introduced in the Senate on or around 12 October 2026. The stated motivation for the amendment, as reported, is preparation for an international compliance evaluation due in 2027. No primary legislative text, Hansard transcript or gazette notice evidencing royal assent has been retrieved, which leaves the Bill's exact final wording, its precise effective date, and even whether it has since cleared the Senate, unconfirmed. The development is accordingly carried at a probable rather than confirmed level of confidence, resting on two independent secondary reports of the same parliamentary proceeding rather than on the instrument's own text. For crypto-asset operators and e-money issuers with an Antigua and Barbuda nexus, the practical significance is that a currently-unquantified set of digital-currency-adjacent products could become newly reportable under the amended CRS framework once the Bill, assuming enactment, takes effect, with new duties likely to fall on Reporting Financial Institutions and administered by the Competent Authority under the Automatic Exchange of Financial Account Information Act, understood to be the Inland Revenue Department. No detail on the amended Act's treatment of specific token categories, on any new due-diligence procedure, or on penalties for non-compliance by newly in-scope institutions has been located. #### Outlook The next material marker is confirmation of the Bill's passage through the Senate and any subsequent gazette publication fixing a commencement date. Until that primary text is available, the precise scope of newly reportable digital-asset products, and the compliance timeline facing affected institutions, cannot be stated with confidence. The proximity of the Bill's stated purpose to the 2027 evaluation window suggests enactment is likely to be prioritised well ahead of that date, but this remains an inference from stated intent rather than a confirmed legislative outcome. Periodic update · new data 2026-10-18 #### Tax Treatment The only tax-treatment development identified for Antigua and Barbuda this cycle is the Automatic Exchange of Financial Account Information (Amendment) Bill, 2026, which extends CRS reporting obligations to accounts holding central bank digital currencies and specified electronic-money products. This is a reporting-scope extension under the Automatic Exchange of Financial Account Information Act 2016, as amended, rather than a crypto-specific tax-liability rule: no provision addressing capital-gains treatment, income-tax characterisation, or any other direct tax liability arising from digital-asset transactions was located this cycle. The obligation that has been sourced is confined to identifying and reporting CBDC- and e-money-linked accounts for CRS exchange-of-information purposes, falling on reporting financial institutions rather than on individual or corporate taxpayers directly. The development is sourced from convergent T2/T3 press coverage of parliamentary proceedings; no Gazette text or final Act citation number has yet been located, so the legal effective date for the amended reporting obligation remains unconfirmed. The timing appears linked to a possible 2027 international compliance evaluation, suggesting the amendment is intended to be operative ahead of that window, though this inference rests on the proximity of the dates rather than on a stated commencement provision within the bill itself. No other tax-treatment finding, such as a value-added tax or transaction-tax rule applicable to digital-asset dealing, was located for Antigua and Barbuda this cycle. #### Outlook The principal open question for tax treatment is whether a Gazette-published effective date for the AEOI amendment emerges, which would allow confirmation of exactly when reporting financial institutions must begin applying the broadened depository-account definition. Whether any separate crypto-specific tax-liability rule, addressing the direct tax treatment of digital-asset gains or income, is introduced alongside or following this reporting-scope change is also worth tracking, though no such development has been found as of this cycle. C6 · Tax Treatment — Full Module Record 0 sub-modules · 180 words · 3 traced claims · Re-verified 2026-10-25 The decision headline, regulatory posture (Red), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login)[View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### AG: C7 Cross-Border TransferAmberEnacted in forceModule confidence: Probable▾ No digital-asset-specific outbound restriction, sanctions-nexus rule, reporting threshold, or cross-border travel-rule provision distinct from the general AML/CFT framework (excluded here per FIM subscription) was located for Antigua and Barbuda. C7 · Cross-Border & Travel Rule — Full Module Record 0 sub-modules · 180 words · 2 traced claims · Re-verified 2026-10-25 The decision headline, regulatory posture (Amber), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login)[View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### AG: C8 AML/CFT RegimeGreenEnacted in forceModule confidence: Probable▾ Crypto consumer subscribes to the FIM aml_ctf baseline; AML/CFT claims (kyc_cdd, travel_rule, sar_str_reporting, sanctions_screening, record_keeping, risk_assessment) are intentionally excluded from this crypto baseline per module-subscription policy. For disambiguation context only: VASPs are included in the First Schedule of the Money Laundering Prevention Act (MLPA) and are bound by the same AML/CFT obligations as financial institutions, supervised jointly by the FSRC and the Office of National Drug and Money Laundering Control Policy (ONDCP). C8 · AML/CFT Regime — Full Module Record 0 sub-modules · 180 words · 4 traced claims · Re-verified 2026-10-25 The decision headline, regulatory posture (Green), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login)[View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/)