--- title: "Colombia Crypto Regulation Monitor | cryptoassets.gi" canonical: https://cryptoassets.gi/jurisdictions/colombia/ source_html: /jurisdictions/colombia/index.html description: "Colombia crypto asset regulation: 9 categories, 41 sourced findings, updated 2026-11-04. Licensing, token classification, stablecoins, tax treatment." generated_at: 2026-11-07T14:19:44Z content_sha256: 809788200011ab504333ac37d14d63f6c5b388ad606d4da442c3699e2102d53d generator: "fe-fleet/md-twin@1.0" --- # Colombia Crypto Regulation Monitor | cryptoassets.gi No domestic primary official source retrieved yet. None of the sources retrieved for this jurisdiction is the official instrument or regulator publication itself (tier 1). No finding on this page is shown with confidence above “Probable” until stronger sources are retrieved. # Colombia Crypto & Digital Asset Regulation schema crypto-v2.0.0 trajectory: not yet assessed unregulated gap overlaps: [Sentinel (AML/CFT)](https://sentinel.gi/jurisdictions/colombia/) Last updated 2026-11-04 · 9 categories · 41 sourced findings · 24 sources in the cumulative register Download report (PDF) Expand all Evidence re-verified: 2026-11-04 · Position last changed: 2026-11-04 · Record history & provenance ▾ Methodology & record provenance: Module confidence is derived from the underlying claims (source tier and primary excerpt retention), while statutory legal force is tracked independently. Review status: AI-synthesised · Tier-1/2 verified · As-of date: 2026-10-26 [Open in Co-Pilot ↗](/reports/?type=copilot&j=COLOMBIA)[Build Report](/reports/?j=COLOMBIA)[Compare](/compare/?j=COLOMBIA) Framework posture Unregulated gap 8 of 9 modules populated · AI-synthesised · Tier-1/2 verified Lead supervisory authority CoinDesk Primary statutory & supervisory perimeter Next milestone (> 2026-10-26) 2026-Q4 Estatuto Antiterrorista crypto-licensing clause expected to enter formal legislative process Module coverage & confidence 8 / 9 modules assessed 0 Confirmed · 8 Probable · 0 Uncertain · 1 Not yet assessed 9 Categories 0 Moved this cycle 0 Key judgments 2 Open gaps 41 Findings 0 Tier-1 sources Confidence mix 9 unpopulated (sums to 9 rendered categories; click to filter) No categories moved this cycle. ## Jurisdiction lead brief ###### Latest update · 4 November 2026 #### Lead Signal The clearest movement in Colombia's crypto posture this period sits in tax administration rather than in licensing or market conduct. A bill filed on 29 October 2026 as part of a broader economic-rescue package would let holders of undeclared cryptoassets pay a one-off voluntary tax of 5% on the value of those holdings, measured at market price on 1 January 2027. The provision is framed as a preferential rate sitting inside a wider asset-normalisation regime that would otherwise apply a general 15% rate to undisclosed assets of any kind. The bill has been filed and sits in committee; it has not been enacted, and its path through further debate is unresolved. This sits alongside a standing reporting obligation: crypto-asset service providers operating in or serving Colombia are already required to report activity to the national tax authority under the OECD's Common Reporting Standard exchange-of-information framework, with that obligation treated as applying from the 2026 taxable year. Together, the two developments point toward a tax administration that is building visibility into crypto holdings now and preparing a one-time incentive to bring undeclared positions onto the books before stricter enforcement follows. #### Other Developments No other module carried material movement this period. #### Cross-Monitor Connections No cross-monitor overlap was flagged against this material this period. #### Outlook The near-term marker to watch is whether the economic-rescue bill advances past committee and whether its valuation date of 1 January 2027 survives into any enacted text, since a shift in that date would reset the incentive calculation for anyone weighing voluntary disclosure. Separately, the reporting obligation tied to the OECD exchange-of-information standard is already operative, so its practical effect will show up less in legislative text and more in whether service providers' filings begin surfacing enforcement activity downstream. 2 earlier updates not shown here. ###### Standing brief · as of 25 August 2026 Written before the update above. Where they differ, the update is the more recent position. #### Lead Signal DIAN Resolution 000240 of 2025, issued 24 December 2025 by Colombia's tax and customs authority, establishes the jurisdiction's first CARF-aligned crypto-asset reporting regime. The resolution requires Virtual Asset Service Providers operating in or serving Colombia to report user transaction and account data, including transactions exceeding USD 50,000, aligning the domestic framework with the OECD's Crypto-Asset Reporting Framework standard for automatic exchange of crypto-asset information. The 2026 tax year is designated as the first observation period under the resolution, with full compliance obligations due by May 2027, giving VASPs a defined but compressed runway to build the reporting infrastructure the resolution requires. What makes this development structurally significant is the regulatory context into which it lands. Colombia currently has no comprehensive law licensing or authorising VASPs as such; existing crypto-related obligations derive from AML, tax and corporate provisions rather than a dedicated licensing framework, and legislative efforts toward such a framework, Bill 510 of 2024, remain only at first-debate stage. DIAN's tax authority has therefore moved ahead of Colombia's financial-sector regulatory architecture in imposing a binding, structured reporting obligation on VASPs, meaning the jurisdiction's most consequential near-term binding crypto obligation arrives through a tax instrument rather than through licensing or prudential regulation. #### Other Developments Cross-border reporting threshold targets international information exchange. The same DIAN resolution establishes a USD 50,000 transaction-reporting threshold specifically oriented toward cross-border-relevant crypto-asset activity, with sub-threshold activity still retained in electronic reports rather than exempted from reporting altogether. The stated purpose behind this threshold structure is to support automatic international exchange of crypto-asset data as a mechanism to counter tax evasion conducted through digital-asset transfers across borders. Read together with the CARF-alignment described above, this indicates that Colombia's tax authority is positioning its crypto-reporting framework explicitly for cross-border information-sharing with foreign tax administrations under an OECD-aligned standard, rather than building a purely domestic fiscalization tool. Together, the transaction-detail reporting requirement and the cross-border threshold form a single coherent reporting architecture rather than two independent obligations, even though this brief treats them under two separate module lenses. #### Cross-Monitor Connections This same DIAN Resolution 000240 finding is independently tracked by the financial-integrity monitor under its D5 (Crypto, Digital Assets, and Financial Innovation) domain, where it is read as narrowing a prior visibility gap between Colombian crypto-asset activity and the country's tax and, by extension, AML authorities ahead of the May 2027 compliance deadline. Readers seeking this jurisdiction's AML/CTF-regime framing more broadly, including how this resolution fits within Colombia's wider financial-crime posture, should refer to the financial-integrity monitor's Colombia coverage directly, since that monitor supplies the aml_cft_regime module for this jurisdiction as a subscribed slot rather than this monitor producing that analysis independently this cycle. #### Outlook The May 2027 full-compliance deadline is the operative marker to track from this cycle's findings: whether Colombia's VASPs achieve genuine reporting readiness by that date, covering both the transaction-detail obligations and the cross-border reporting threshold, will determine whether the CARF-aligned regime functions as intended or requires regulatory follow-up. This cycle's findings rest on convergent secondary reporting rather than a directly-reached DIAN primary text, which is itself a gap worth closing in a subsequent research cycle. Separately, and outside the two modules authorized for this cycle, Colombia's broader crypto-licensing picture remains unsettled, with Bill 510 of 2024 still only at first-debate stage and a central-bank draft digital-assets framework not yet enacted; neither development is addressed further in this brief, which is scoped specifically to the tax-treatment and cross-border-transfer findings arising from DIAN Resolution 000240. Read full brief · 908 words Key regulatory facts for Colombia Regulatory Dimension Colombia Standing Position Jurisdiction Colombia (CO) Regulatory Scope Crypto & Digital Asset Regulation (9 modules, 41 sourced findings) Crypto Licensing Colombia has no dedicated statute establishing a licensing or registration regime for virtual asset service providers (VASPs). Token Classification Colombia has no statutory token taxonomy. On-Chain Activity Regime No Colombian regulator has issued specific rules governing staking, DeFi lending, decentralized exchange operation, mining, node operation, validating, or tokenization activities. Stablecoin Regime Colombia has not enacted stablecoin-specific legislation addressing issuance authorisation, reserve requirements, redemption rights, disclosure, or systemic designation. Primary Instruments Cited CoinDesk, CoinDesk, CoinDesk, Colombia VASP legal framework, Bill 510 of 2024 Last Confirmed / Updated 2026-11-04 (24 sources in cumulative register) 9 of 9 categories Signal Moved Judgment Gap Density Comfortable Compact Expand all sources Reset all Selections OR within a group, AND across groups. Press / to search. ### Colombia: C1 Crypto LicensingAmberEnacted in forceModule confidence: Probable▾ Colombia has no dedicated statute establishing a licensing or registration regime for virtual asset service providers (VASPs). The Superintendencia Financiera de Colombia (SFC) has instead relied on supervisory circulars since 2014 to bar SFC-supervised entities (banks) from directly holding, investing in, or brokering virtual currencies, and ran a time-limited regulatory sandbox (2020-2021) allowing selected banks to pilot fiat on/off-ramp partnerships with crypto exchanges without altering the underlying regulatory framework. No confirmation of a superseding dedicated VASP law has been located in this research pass. Horizon · 2027 (± a year) Bill 510 VASP licensing legislative progress expected Proposed · Tier 2 source Horizon · 2026-Q4 (± six months) Estatuto Antiterrorista crypto-licensing clause expected to enter formal legislative process Proposed · Tier 2 source #### Crypto Licensing Colombia has no comprehensive crypto-asset licensing statute in force. The clearest marker of the current gap is the archiving of Proyecto de Ley 510 de 2025, which lapsed in the Chamber of Representatives in 2026 under article 190 of Ley 5 de 1992, leaving no successor comprehensive VASP statute behind it. The regulatory sandbox route that once offered a transitional pathway for crypto cash-in/cash-out activity has also closed: the pilot cohort operating under Resolucion 314 de 2021 ended on 13 June 2024, and no successor crypto-specific sandbox track has since been announced, so references to an ongoing Colombian crypto sandbox do not reflect the current position. Into this gap, the draft Estatuto Antiterrorista has introduced the first proposed statutory licensing gateway for crypto-asset activity in Colombia: any person or company operating with crypto-assets would be required to hold a licence granted under regulation the Executive would subsequently issue. As of 15-19 October 2026 this clause remains pre-legislative, having passed a review step before the Consejo de Politica Criminal but not yet been formally filed in Congress. Its content, scope and timeline are accordingly uncertain, and no thresholds, licence categories or application procedures have been specified. Enforcement exposure for unlicensed crypto activity is similarly undefined under current law. No crypto-specific administrative fine maxima, criminal offences, or publication-of-measures regime exists; the SFC and UIAF retain their general enforcement powers, but these apply to crypto activity only insofar as it intersects their existing supervised scope, rather than as a dedicated crypto-enforcement framework. Separately, Banco de la Republica guidance holds that crypto-assets do not meet the legal-tender function, since they are not issued by a central bank and do not carry unlimited discharge-of-debt power, though this is a guidance-level determination rather than a binding statutory classification. #### Outlook The pivotal development to watch is whether the Estatuto Antiterrorista's crypto-licensing clause is formally filed in Congress, with current signals pointing to the fourth quarter of 2026, though the timeline is uncertain given the bill has not yet cleared pre-legislative review. If filed and enacted, it would convert Colombia's current unregulated gap into a licensed gateway for the first time; until then, the archived fate of Proyecto de Ley 510 de 2025 stands as a reminder that a comprehensive crypto statute has come close to passage in Colombia before without succeeding. Read full sub-brief · 386 words No periodic updates recorded in this cycle Sources and findings (12) - T3[CoinDesk](https://www.coindesk.com/markets/2014/03/26/colombia-stops-short-of-bitcoin-ban-bars-banks-from-industry/) — In March 2014 the SFC ruled that Bitcoin does not qualify as legal tender in Colombia and barred SFC-supervised entities, including banks, from holding, investing in, or brokering transactions involving virtual currencies. - T3[CoinDesk](https://www.coindesk.com/policy/2021/04/30/colombias-crypto-use-soars-and-local-regulators-step-in) — Between 2020 and 2021 the SFC ran a regulatory sandbox that selected nine crypto exchanges (from fourteen applicants) — including Binance, Gemini and Bitso — to pilot fiat on/off-ramp partnerships with regulated Colombian banks (Bancolombia, Davivienda, Banco de Bogotá), while stating the pilot had no impact on the existing regulatory framework applicable to crypto assets. - T3 · Semana[Colombia VASP legal framework](https://www.lightspark.com/knowledge/is-crypto-legal-in-colombia) — Colombia currently has no comprehensive law specifically licensing or authorising Virtual Asset Service Providers; existing obligations derive from AML, tax and corporate provisions rather than a dedicated licensing statute. - T2 · CriptoInforme[Bill 510 of 2024](https://www.forvismazars.com/co/en/who-we-are/news-publications-and-media/our-publications/governace-compliance-and-risk-management/toward-cryptocurrency-regulation) — Approved only in its first legislative debate as of early 2026, aiming to establish clear VASP licensing rules. - T3 · Semana[Superintendencia Financiera de Colombia](https://www.lightspark.com/knowledge/is-crypto-legal-in-colombia) — Prohibits supervised financial entities from holding, investing in, or intermediating digital currencies. - T3 · Semana[Colombia (crypto-licensing perimeter)](https://www.semana.com/economia/articulo/criptoactivos-en-colombia-el-mercado-crece-pero-la-regulacion-sigue-pendiente/202654/) — No statutory licence, registration or notification required for crypto-asset services; Proyecto de Ley 510/2025 archived in 2026 without second-debate vote. - T3 · Semana[Colombia Fintech](https://www.semana.com/economia/articulo/criptoactivos-en-colombia-el-mercado-crece-pero-la-regulacion-sigue-pendiente/202654/) — Renewed, on 28 Oct 2026, a six-point legislative agenda calling for a VASP supervisory framework, public registry, FX-regime updates and real-world-asset tokenisation rules. - T3[SFC LaArenera regulatory sandbox](https://lloredacamacho.com/en/termino-el-piloto-de-criptoactivos-del-sandbox-y-ahora-2/) — The crypto cash-in/cash-out pilot cohort under Resolucion 314 de 2021 ended 13 June 2024; no successor crypto-specific sandbox track has been announced. - T2[Proyecto de Ley 510 de 2025](https://www.infobae.com/colombia/2026/08/17/compra-y-venta-de-criptomonedas-en-colombia-seguira-sin-reglas-claras-pero-con-la-dian-encima-haciendo-controles-el-pais-ya-decidio/) — Archived by the Camara de Representantes in 2026 under article 190 of Ley 5 de 1992, leaving no successor comprehensive VASP statute in force. - T3[Colombia (crypto enforcement)](https://globallawexperts.com/crypto-licensing-colombia/) — No crypto-specific administrative fine maxima, criminal offences or publication-of-measures regime for unlicensed crypto-asset activity exists; general SFC/UIAF enforcement powers apply only where crypto activity intersects existing supervised scope. - T2[Draft Estatuto Antiterrorista](https://www.pulzo.com/nacion/estatuto-antiterrorista-en-colombia-funciones-control-de-criptoactivos-y-nuevas-penas-PP5324546A) — Any person or company operating with crypto-assets must hold a licence granted under regulation the Executive would subsequently issue; pre-legislative as of 15-19 October 2026, not yet filed in Congress. ### Colombia: C2 Token ClassificationAmberEnacted in forceModule confidence: Probable▾ Colombia has no statutory token taxonomy. Administrative determinations by the central bank (Banco de la República) and the SFC characterize virtual currencies as neither currency nor legal tender, while the Superintendencia de Sociedades has treated crypto-assets as personal property that companies may hold as a corporate asset subject to compliance with applicable rules. C2 · Token Classification — Full Module Record 0 sub-modules · 180 words · 5 traced claims · Re-verified 2026-11-04 The decision headline, regulatory posture (Amber), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login) [View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### Colombia: C3 On-Chain Activity RegimeAmberEnacted in forceModule confidence: Probable▾ No Colombian regulator has issued specific rules governing staking, DeFi lending, decentralized exchange operation, mining, node operation, validating, or tokenization activities. The only general signal located is a 2021 news report stating the regulatory framework for the digital-currency segment 'continues to be undefined' (marco regulatorio... continúa indefinido); no dedicated on-chain activity regime has since been confirmed. C3 · On-Chain Activity — Full Module Record 0 sub-modules · 180 words · 3 traced claims · Re-verified 2026-11-04 The decision headline, regulatory posture (Amber), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login)[View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### Colombia: C4 Stablecoin RegimeAmberEnacted in forceModule confidence: Probable▾ Colombia has not enacted stablecoin-specific legislation addressing issuance authorisation, reserve requirements, redemption rights, disclosure, or systemic designation. Stablecoins circulating in Colombia are treated under the same general 'virtual currency' administrative guidance as other crypto-assets, with no bespoke prudential regime identified (jurisdiction_has_no_analog). C4 · Stablecoins & EMTs — Full Module Record 0 sub-modules · 180 words · 2 traced claims · Re-verified 2026-11-04 The decision headline, regulatory posture (Amber), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login)[View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### Colombia: C5 Consumer ProtectionAmberEnacted in forceModule confidence: Probable▾ Colombian consumer protection for crypto-assets rests on SFC supervisory warnings rather than a statutory consumer-protection regime specific to virtual assets. The SFC has repeatedly warned that virtual-currency operations carry no state or private guarantee, and imposed risk-management conditions (AML/CFT, operational risk, cybersecurity, consumer protection) on exchanges participating in its 2020-2021 sandbox. Absence reason not determinable No sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason. No periodic updates recorded in this cycle Sources and findings (4) - T3[CoinDesk](https://www.coindesk.com/markets/2021/01/13/no-middle-ground-inside-colombias-race-to-become-a-major-regional-crypto-market) — The SFC's 2014 supervisory statement, reiterated in 2017, warned Colombian consumers that operations involving 'virtual currencies' are not covered by any private or state guarantee, highlighting the absence of statutory consumer protection for crypto-asset transactions. - T3[CoinDesk](https://www.coindesk.com/policy/2021/04/30/colombias-crypto-use-soars-and-local-regulators-step-in) — As a condition of participating in the SFC-sponsored regulatory sandbox, selected crypto exchanges were required to implement risk-management measures covering money-laundering/terrorist-financing risk, operational risk, cybersecurity, and consumer protection. - T3[SFC Circular Externa guidance](https://bit2me.com/es/criptomonedas/colombia) — Supervised entities must disclose crypto-asset risk to clients where sandbox-permitted exposure exists; no custody-segregation, suitability or market-abuse rule specific to crypto exists. - T3 · KuCoin News[Superintendencia Financiera de Colombia (SFC)](https://www.infobae.com/colombia/2026/08/17/compra-y-venta-de-criptomonedas-en-colombia-seguira-sin-reglas-claras-pero-con-la-dian-encima-haciendo-controles-el-pais-ya-decidio/) — SFC has publicly clarified it does not regulate, supervise, endorse or authorise crypto-asset businesses operating in or serving Colombia. ### Colombia: C6 Tax TreatmentAmberEnacted in forceModule confidence: Probable▾ DIAN requires reporting of crypto-asset holdings and transactions from taxable year 2026; DIAN Concepto 5146 of 26 June 2026 clarified this creates no new tax and that Colombia still has no crypto-specific tax definition or valuation method. Horizon · 2027-05-01 (± a quarter) DIAN CARF-aligned VASP reporting full compliance deadline Adopted, not yet in force · Tier 3 source Horizon · 2027-01-01 (± six months) PL 477/2026 undeclared-crypto tax proposal Proposed · Tier 3 source Periodic update · new data 2026-10-18 #### Tax Treatment Colombia's crypto tax-treatment framework tightened this cycle through DIAN Resolution 000240/2025, which introduces CARF-aligned reporting duties for specified virtual-asset service providers, applying from 2026. The Common Reporting Framework alignment signals an effort to bring Colombia's tax-reporting infrastructure for virtual assets into step with the OECD's international tax-transparency architecture, though the resolution's reach is confined to reporting obligations rather than any broader supervisory or licensing function. A related instrument, DIAN Opinion 5146/2026, expressly limits DIAN's role in this space: the opinion interprets the reporting duty narrowly and confirms that DIAN's involvement does not extend to authorising or supervising virtual-asset service providers as businesses. This distinction matters because it keeps Colombia's crypto sector outside any prudential perimeter even as its tax-visibility obligations increase. Both instruments rest on secondary legal-commentary sourcing rather than directly retrieved primary DIAN text this cycle, and the specific income or capital-gains tax rate applicable to crypto-asset disposals was not resolved this cycle, leaving a gap in the practical tax-treatment picture beyond the reporting-duty layer. The direction of travel is toward tighter reporting without a corresponding tightening of licensing or conduct requirements, a pattern consistent with Colombia's broader approach of applying narrow sector-specific duties (tax, AML) to virtual-asset activity without constructing a comprehensive regulatory perimeter around it. #### Outlook The 2026 application date for CARF-aligned reporting under Resolution 000240/2025 makes this the development most likely to generate visible compliance activity among specified virtual-asset service providers in the near term. Confirmation of the precise capital-gains or income-tax treatment for crypto-asset disposals, which remains unresolved, would be the next material data point for this module, as would any primary DIAN text clarifying the practical scope of Opinion 5146/2026's limitation on DIAN's role. C6 · Tax Treatment — Full Module Record 0 sub-modules · 180 words · 8 traced claims · Re-verified 2026-11-04 The decision headline, regulatory posture (Amber), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login)[View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### Colombia: C7 Cross-Border TransferAmberEnacted in forceModule confidence: Probable▾ The clearest cross-border signal is DIAN's Resolution 000240, which extends CARF-aligned reporting obligations extraterritorially to foreign crypto-asset providers serving Colombian residents or taxpayers. No confirmed application of Colombia's general foreign-exchange control regime (régimen cambiario) to crypto-asset cross-border flows has been located. C7 · Cross-Border & Travel Rule — Full Module Record 0 sub-modules · 180 words · 4 traced claims · Re-verified 2026-11-04 The decision headline, regulatory posture (Amber), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login)[View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### Colombia: C8 AML/CFT RegimeGreenEnacted in forceModule confidence: Probable▾ AML/CFT obligations applicable to Colombian virtual-asset activity are tracked under the shared Financial Integrity Module (FIM) aml_ctf baseline per the crypto consumer's subscription model and are intentionally NOT duplicated in this crypto baseline. For disambiguation only: Colombia's Unidad de Información y Análisis Financiera (UIAF) is the national Financial Intelligence Unit, and GAFILAT's 2018 Mutual Evaluation identified the SFC as the most advanced AML/CFT supervisor among Colombian regulators, while other supervisory agencies were still developing adequate frameworks. No aml_cft_regime claims are emitted here by design. C8 · AML/CFT Regime — Full Module Record 0 sub-modules · 180 words · 4 traced claims · Re-verified 2026-11-04 The decision headline, regulatory posture (Green), primary framework, and supervisory authority above are open on the Free Explore layer. Register free with a business email for 3 full-record passes a month , or unlock all 170 jurisdictions with Pro (£39/mo · £99/mo all products) or Firm (£199/mo · £449/mo all products) . [Unlock with Free Pass / Sign In](https://a-i.gi/auth/login)[View Pro & Firm Plans (£39 / £199)](https://a-i.gi/licensing/#plans)[View Open Exemplar (Gibraltar)](/jurisdictions/gi/) ### Colombia: C9 Commercial Activity unpopulated ▾ ## Commercial Activity Commercial activity in Colombia's crypto sector this cycle centres on competing integrations with Bre-B, the central-bank-run instant-payment system. Binance integrated Bre-B to enable direct peso deposits for Colombian users, reported live from February 2026, giving the exchange a lower-friction fiat on-ramp than channels requiring intermediary conversion steps. OKX followed with its own direct peso payment ramp, reported from June 2026, operating alongside its existing peer-to-peer channel and intensifying competition for the Colombian on-ramp market against both Binance and established local players. Both integrations are reported only through a single comparison-site source, with no party press release located for either, which limits confidence in the precise terms and scale of each integration even as the underlying direction, international exchanges competing directly for access to Colombia's instant-payment rail, is a clear theme. This commercial dynamic proceeds entirely independent of any licensing development: Colombia has no VASP authorisation regime, so neither Binance's nor OKX's integration required, nor triggered, any supervisory engagement with the Superintendencia Financiera de Colombia. The archived status of Draft Bill 510/2025 means no comprehensive licensing framework is in near-term prospect that would alter this dynamic. — Outlook: Watch for confirmation, ideally through primary vendor statements rather than comparison-site reporting, of the Binance and OKX Bre-B and direct on-ramp integrations, and for any indication that growing exchange competition for the Colombian on-ramp market is prompting the Superintendencia Financiera de Colombia or Banco de la Republica to reconsider the jurisdiction's current position that such platforms sit outside their supervisory perimeter. Periodic update · new data 2026-10-25 #### Commercial Activity Commercial movement in Colombia's crypto-adjacent fintech sector continued independent of the regulatory gap described above. Plenti, a Medellin-based fintech reporting more than 150,000 users, closed a seed round of USD 3,000,000 led by Tether. The exact announcement date for the round could not be independently confirmed, and the amount basis rests on reported figures rather than a primary disclosure document, so this should be read as a commercial-intelligence signal rather than a confirmed regulatory filing. The round is notable for the identity of its lead investor: Tether, issuer of the largest stablecoin by market capitalisation, taking a direct equity position in a Colombian fintech sits at the intersection of commercial investment activity and the broader stablecoin and payments landscape, though no stablecoin-specific regulatory implication follows from the investment itself under current Colombian law, since no stablecoin-specific statute exists in Colombia today. #### Outlook Further commercial activity in this space is likely to continue to outpace the regulatory framework, given that no licensing gateway currently exists for the crypto-asset operators and investors involved in deals of this kind. Confirmation of the Plenti-Tether round's exact date and terms, should it become available, would sharpen the picture of investor interest in Colombian crypto-adjacent fintech ahead of any resolution of the Estatuto Antiterrorista's proposed licensing clause. Sources and findings (3) - T3 · CriptoInforme[Binance](https://criptoinforme.com/tutoriales/mejores-exchanges-colombia/) — Binance integrated Bre-B, Colombia's central-bank-run instant-payment system, enabling direct COP deposits for Colombian users, reported live from February 2026 - T3 · CriptoInforme[OKX](https://criptoinforme.com/tutoriales/mejores-exchanges-colombia/) — OKX opened a direct COP payment ramp for Colombian users, reported from June 2026, alongside its existing P2P channel - T3[Plenti](https://colombiafintech.co/noticias/) — Plenti (Medellin-based fintech, >150,000 users) closed a USD 3M seed round led by Tether; exact announcement date unconfirmed this cycle.