Cryptoassets Regulatory Intelligence cryptoassets.gi
US-DC · run crypto-2026-08-05 v13.3.0
content: ai_generated 18 sources retrieved model claude-sonnet-5 ·

United States – District of Columbia

US-DC schema crypto-v2.0.0 trajectory: not recordedin transitionoverlaps: FIM, WPM

Last updated · 8 categories · 21 sourced findings · 18 sources in the cumulative register

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21Findings.claims[]
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Jurisdiction brief

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#

The District of Columbia has no bespoke crypto-asset licensing statute. Virtual-currency exchange, custody and transmission businesses fall under the District's general Money Transmitters Act, administered by the DC Department of Insurance, Securities and Banking (DISB) and processed through the Nationwide Multistate Licensing System (NMLS). A federal court sitting in the District (United States v. Harmon, D.D.C. 2020) held that bitcoin constitutes 'money' for purposes of DC money-transmission licensing, confirming that virtual-currency exchangers fall within the Act's scope even absent crypto-specific statutory language. No DC-specific carve-outs, exemptions or crypto license tier distinct from the general MTL regime have been identified.

Absence reason not determinableNo sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason.

No periodic updates recorded against this sub-brief.

Sources and findings (2)
  1. T?source not recordedM5bindingin force
  2. T?source not recordedM4bindingin force

#

The District of Columbia has not enacted an independent token-classification framework. Characterization of crypto assets for securities/commodities purposes is governed federally. In March 2026, the SEC and CFTC jointly issued interpretive guidance establishing a token taxonomy (digital commodities, digital collectibles, digital tools, stablecoins, digital securities); this guidance does not have the force of a formal rule and a related formal rulemaking was still pending as of the guidance's release.

Absence reason not determinableNo sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason.

No periodic updates recorded against this sub-brief.

Sources and findings (3)
  1. T?source not recordedM4non-binding
  2. T?source not recordedM4non-binding
  3. T?source not recordedM5bindingenacted not yet effective

#

DC has no state-level regime addressing staking, mining, DeFi lending, node operation or validator activity. The only relevant framework touching these activities is the March 2026 federal SEC/CFTC interpretive guidance, which excludes airdrops, protocol staking and protocol mining from the 'digital securities' category the SEC oversees. DeFi lending and node operation remain unaddressed by any settled federal or DC-specific rule; broader treatment is contemplated only in pending federal market-structure legislation (the Digital Asset Market Clarity Act) that had not passed the Senate as of early August 2026.

Absence reason not determinableNo sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason.

No periodic updates recorded against this sub-brief.

Sources and findings (3)
  1. T?source not recordedM3non-binding
  2. T?source not recordedM3non-binding
  3. T?source not recordedM3non-binding

#

The federal GENIUS Act (signed July 18, 2025) is the first comprehensive U.S. stablecoin framework, governing issuance authorization, reserves, redemption and disclosure for payment stablecoins nationwide, including in DC. As of the July 18, 2026 statutory one-year rulemaking deadline, the primary federal regulators (OCC, FDIC, Federal Reserve, NCUA) and Treasury had not finalized implementing regulations, leaving core prudential rules incomplete ahead of the law's January 18, 2027 effective date. The District of Columbia has not established, or been reported to be pursuing, a state-qualified payment-stablecoin issuer regime under the GENIUS Act's 'substantially similar' state-certification pathway; only New York has publicly proposed a GENIUS-aligned state framework as of mid-2026.

Absence reason not determinableNo sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason.

No periodic updates recorded against this sub-brief.

Sources and findings (5)
  1. T?source not recordedM5bindingenacted not yet effective
  2. T?source not recordedM5bindingenacted not yet effective
  3. T?source not recordedM4bindingenacted not yet effective
  4. T?source not recordedM4non-binding
  5. T?source not recordedM3non-binding

#

DC-specific crypto consumer protection derives from DISB's general money-transmitter supervisory conditions (solvency, customer-fund handling) rather than any crypto-specific statute. At the federal level, the SEC maintains investor-education and fraud-warning resources (Investor.gov, FinHub) applicable to DC residents, but these are general educational resources rather than binding DC disclosure requirements.

Absence reason not determinableNo sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason.

No periodic updates recorded against this sub-brief.

Sources and findings (2)
  1. T?source not recordedM2non-binding
  2. T?source not recordedM3bindingin force

#

DC has not enacted crypto-specific tax legislation. Federal IRS guidance treating convertible virtual currency as property governs capital-gain/loss and income characterization, and DC's individual income tax generally builds on federally defined income, so crypto-related gains and income flow into the DC tax base for DC residents. Enforcement history (the DC Attorney General's tax-fraud suit against a prominent bitcoin-holding DC resident) illustrates that DC actively pursues residency-based individual income tax liability tied to crypto-linked wealth. Federal reporting infrastructure is also tightening: brokers began issuing Form 1099-DA (cost basis/proceeds) to the IRS in 2026 covering 2025 crypto sales.

Absence reason not determinableNo sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason.

No periodic updates recorded against this sub-brief.

Sources and findings (3)
  1. T?source not recordedM4bindingin force
  2. T?source not recordedM3non-binding
  3. T?source not recordedM4bindingin force

#

DC-based crypto money transmitters are subject to the federal Bank Secrecy Act / FinCEN cross-border recordkeeping and travel-rule framework applicable nationwide; no DC-specific outbound-restriction or cross-border regime exists independent of the federal scheme.

Absence reason not determinableNo sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason.

No periodic updates recorded against this sub-brief.

Sources and findings (3)
  1. T?source not recordedM3non-binding
  2. T?source not recordedM4bindingin force
  3. T?source not recordedM2non-binding

#

Crypto AML/CFT coverage for this consumer is sourced from the fleet's Financial Integrity Module (FIM) subscription (aml_ctf) and is intentionally not duplicated in this baseline. For disambiguation context only: DC-based virtual-currency money transmitters are subject to FinCEN Bank Secrecy Act obligations (registration, AML program, SAR/CTR filing) as administrators/exchangers of convertible virtual currency, consistent with nationwide FinCEN guidance; this is not restated as a scored claim here.

Absence reason not determinableNo sub-brief exists and the JID records no gap or review marker explaining why. The renderer will not invent a reason.

No periodic updates recorded against this sub-brief.

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Editorial metadata for United States – District of Columbia
FieldValue
trust.lawyer_review.statusnever_reviewed
trust.lawyer_review.reviewernot recorded
trust.content_sourceai_generated

Provenance and declared absence

Disclosure model: module cards load OPEN; standing positions render in full; sub-briefs and jurisdiction briefs load as a clamped teaser with an explicit “read full” control carrying the true word count; earlier updates stay collapsed behind a counted summary. No text is hidden without disclosing how much of it there is.

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Family taxonomy is renderer-level presentation config, not a JID field. Colour is always duplicated in text and is never the sole carrier of meaning.

Suppressed by doctrine: derived risk score; per-module RAG traffic light; derived_scores = {}.

Band honesty: uncertainty bands are computed against a frozen build clock of 2026-08-17. A year-precision row is never promoted into a tighter band.

Orphan deltas: 0 cycle_delta row(s) target non-module objects and are listed in the rail rather than attached to a card.

Envelope: baseline resolved at jurisdiction_json.baseline; 8 module(s), 21 finding(s), 18 source(s) in the cumulative register.